If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Midwest Carpenters & Millwrights Federal Credit Union 2 Year CD Account |
1.36%
Date: Feb 22, 2012
|
| First Eagle Credit Union 2 Year CD Account |
1.26%
Date: Feb 8, 2012
|
| Mutual Federal Savings and Loan Association of Chicago 2 Year CD Account |
1.10%
Date: Feb 21, 2012
|
| Mutual Bank 2 Year CD Account |
1.10%
Date: Feb 6, 2012
|
| Loyola University Employees Credit Union 12 Month CD Account |
1.05%
Date: Feb 9, 2012
|
| Beal Bank 12 Month CD Account |
1.01%
Date: Feb 9, 2012
|
| Prospect Federal Savings Bank 2 Year CD Account |
0.80% to
0.75% Date: Feb 22, 2012
|
| Harris Bank 2 Year CD Account |
0.60% to
0.55% Date: Feb 22, 2012
|
| Racine Police Credit Union 12 Month CD Account |
0.55% to
0.30% Date: Feb 22, 2012
|
| Racine Police Credit Union Savings Account |
0.20% to
0.10% Date: Feb 22, 2012
|
| Hoyne Savings Bank 2 Year CD Account |
0.55% to
0.45% Date: Feb 21, 2012
|
| First Midwest Bank 2 Year CD Account |
0.35% to
0.25% Date: Feb 21, 2012
|
